1. Navigating Social Security income can be complicated,

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but there are strategies to maximize your Social Security benefits.

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2. Working for 35 years or more will help ensure you

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get the most money when your benefit amount is calculated.

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3. Earn as much as you can right up until 

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full retirement age (or past it) to max out your benefit.

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4. If you wait until age 70 to claim, you can increase your

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benefit by 8% a year beyond your full retirement age.

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5. Be aware that 50% to 85% of your benefits may be subject to federal taxes if you're

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at a certain income level after you begin receiving Social Security.

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